Do you desire to achieve the best of everything for your family & for yourself? No goal is unachievable if planned right, whether it is saving for a dream house, new car, family vacation or anything else. Based on your income and expenses, financial planning allows you to save regularly and invest your savings smartly to earn attractive returns so your wealth grows with time to meet your goals.
Don’t know where to start? “Wealth Plan” is your perfect solution which helps you to save regularly and invest smartly. You can turn your dreams into reality by investing your savings in our plans to grow your wealth.
| Value of your Savings Over Time (At 10% Profit P.A.) | |||
|---|---|---|---|
| Monthly Savings | After 10 Years | After 15 Years | After 20 Years |
| Rs. 25 Hazar | Rs. 50 Lac | Rs. 1 Crore | Rs. 1.8 Crore |
| Rs. 50 Hazar | Rs. 1 Crore | Rs. 2 Crore | Rs. 3.6 Crore |
| Rs. 1 Lac | Rs. 2 Crore | Rs. 4 Crore | Rs. 7.2 Crore |
| Key Facts | |
|---|---|
| Nature of Plan | Open-end Savings Plan |
| Initial Investment | Rs. 100,000 |
| Regular Investment | Minimum of Rs. 1,000 |
| Investment Frequency | Monthly, Quarterly, Bi-annual or Annual |
| Front End Load | 3%(as specified in the respective offering documents of the Underlying Funds) |
| Plan Tenure Options | Based on your needs |
| Early Withdrawal | Any time without any penalty (Taxes apply) |
| Optional Takaful Feature (Terms & Conditions apply) | |
|---|---|
| Takaful Coverage | Life and accidental death coverage |
| Sum Covered | Net investment value or a maximum of Rs. 5 million |
| Applicable Premium Rates & Coverage | 0.015% per month. |
| Eligibility for Takaful | Min age of 18 years or max age of 65 years |
| Minimum Investment Value for Eligibility | Rs. 80,000 |
| Takaful Operator | Jubilee Family Takaful |
| INVESTMENT STRATEGIES | ||||
|---|---|---|---|---|
| Saving Plans | Stock Market Exposure | Risk Profile | Last 11 Year Performance of underlying funds* | |
| Value of Initial Investment of Rs. 10 Lacs** | Value of Initial Investment of Rs. 10 Lacs & monthly Investment of Rs. 50,000*** | |||
| NBP Tahaffuz Plan (NTP) | 0% | Moderate | 27.3 Lacs | 1.49 Crore |
| NBP Munafa Plan (NMP) | Up to 30% | Medium | 31.5 Lacs | 1.48 Crore |
| NBP Mutawazan Plan (NMTP) | Up to 50% | Medium | 34.0 Lacs | 1.47 Crore |
| NBP Izafa Plan (NIP) | Up to 100% | High | 38.7 Lacs | 1.42 Crore |
|
**Benchmark performance of Rs. 10 Lacs invested for 11 Years: NTP 26.3 Lacs, NMP 27.2 Lacs, NMTP 27.5 Lacs, NSIP 27.2 Lacs. |
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Risk profile/ Risk of principal erosion: (NTP) Moderate/Principal at Moderate Risk. (NMP) and (NMTP) Medium/Principal at Medium Risk. (NIP) High/Principal at High Risk; *Performance of underlying funds based on the strategy plans is as follows NTP: 100% NMAF, NMP:70% NMAF and NSF 30%, NMTP:50% NMAF and 50% NSF, NIP: 100% NSF. NMAF: NBP MAHANA AMDANI FUND. Fund Rating: AA-(f) by PACRA. Fund Category: Open-end – Income Fund. Risk profile/ Risk of principal erosion: Moderate/Principal at Moderate Risk. NSF: NBP STOCK FUND. Fund Category: Open-end – Equity Fund. Risk profile/ Risk of principal erosion: High/Principal at High Risk.; The above quoted returns contains impact of SWWF reversal during the financial year of 2022, this reversal of provision has contributed towards an unusual increase in NAV of NBP MAHANA AMDANI FUND and NBP STOCK FUND. This is one-off event and is not likely to be repeated in the future. Note: Performance shown is of the underlying funds as on October 31, 2023, based on dividend reinvestment gross of withholding Taxes, excluding cost of front-end load. The performance reported is net of Management Fee and all other expenses. Taxes apply as per current income tax law; Disclaimer: All investments in mutual funds are subject to market risks. Past performance is not necessarily indicative of future results. Please read the Offering Documents to understand investment policies and the risks involved. NBP Funds will play a facilitating role by assisting the insured or the nominee in claim processing. NBP Funds or any of its sales representative cannot guarantee preservation / protection of capital and / or expected returns / profit on investments.