Wedding Plan

Initial Investment of Rs. 10 Lacs & monthly Investment of Rs. 50,000 in NAFA Islamic Surmaya Izafa Plan grew to around 1.58 Crore in 11 years*

Wedding Plan

Initial Investment of Rs. 10 Lacs & monthly Investment of Rs. 50,000 in NAFA Islamic Surmaya Izafa Plan grew to around 1.58 Crore in 11 years*

Wedding Plan

Weddings are a grand tradition in Pakistan and a major milestone in your children’s life. The rising cost of living due to inflation has made “weddings” a big financial challenge for parents. This major milestone of life can be made memorable if planned carefully. Thus, early financial planning is crucial for meeting these expenses easily.

Don’t know where to start? Wedding Plan is your perfect solution to plan for the big day.

Why choose Wedding Plan?

  • Helps plan your financial commitments the way you want with easy saving options
  • Allows you to save from your income regularly
  • Grows your savings by investing them smartly as per your chosen strategy
  • Ensures financial security of your loved ones in unforeseen circumstances through built in life and accidental Takaful Coverage of up tp Rs. 50 Lacs (Terms & Conditions Apply)
  • Withdraw your investment at any time without penalty
  • Under the supervision of Shariah Supervisory Board including Dr. Imran Ashraf Usmani, Mufti Muhammad Naveed Alam & Mufti Ehsan Waquar

Kiya Ap Nay Socha Hay?

Today is perfect, but what about tomorrow?

COST OF WEDDING TODAY VS TOMORROW ( At 7% Inflation P.A. )
Current Expenses After 10 Years After 15 Years After 20 Years
Rs. 10 Lac Rs. 19.75 Lacs Rs. 27.6 Lacs Rs. 38.7 Lacs
Rs. 20 Lac Rs. 39.3 Lacs Rs. 55.2 Lacs Rs. 77.4 Lacs
Rs. 30 Lac Rs. 59 Lacs Rs. 82.8 Lacs Rs. 1.2 Crore

Saving is just not enough!

Investing in the right place allows your savings to grow to combat increasing costs & meet your goals

Key Facts
Nature of Plan Open-end Shariah Compliant Savings Plan
Initial Investment Rs. 100,000
Regular Investment Minimum of Rs. 1,000
Investment Frequency Monthly, Quarterly, Bi-annual or Annual
Front End Load 3%
Plan Tenure Options Based on your needs
Early Withdrawal Any time without any penalty

Built-in Takaful Feature (Terms & Conditions apply)
Takaful Coverage Life and accidental death coverage
Sum Covered Net investment value or a maximum of Rs. 5 million
Applicable Premium Rates & Coverage 0.015% per month.
Eligibility for Takaful Min age of 18 years or max age of 65 years
Minimum Investment Value for Eligibility Rs. 80,000
Takaful Operator Jubilee Family Takaful

INVESTMENT STRATEGIES
Saving Plans Stock Market Exposure Risk Profile Last 11 Year Performance of underlying funds*
Value of Initial Investment of Rs. 10 Lacs** Value of Initial Investment of Rs. 10 Lacs & monthly Investment of Rs. 50,000***
NBP Islamic Surmaya Tahaffuz Plan (NISTP) Formerly; NAFA Islamic Surmaya Tahaffuz Plan 0% Moderate 23.1 Lacs 1.24 Crore
NBP Islamic Surmaya Munafa Plan (NISMP) Up to 27% Medium 27.7 Lacs 1.34 Crore
NBP Islamic Mutawazan Surmaya Plan (NIMSP) Formerly; NAFA Islamic Mutawazan Surmaya Plan Up to 45% Medium 31.0 Lacs 1.41 Crore
NBP Islamic Surmaya Izafa Plan (NISIP) Formerly; NAFA Islamic Surmaya Izafa Plan Up to 90% High 39.5 Lacs 1.58 Crore

**Benchmark performance of Rs. 10 Lacs invested for 11 Years: NISTP 17.7 Lacs, NISMP 20.3 Lacs, NIMSP 22.1 Lacs, NISIP 26.9 Lacs.
***Benchmark performance of Rs. 10 Lacs invested & Rs. 50,000 invested per month for 11 Years: NISTP 1.03 Crore, NISMP 1.09 Crore, NIMSP 1.14 Crore, NISIP 1.24 Crore.

Risk profile/ Risk of principal erosion: (NISTP) Moderate/Principal at Moderate Risk. (NISMP) and (NIMSP) Medium/Principal at Medium Risk. (NISIP) High/Principal at High Risk; *Perfromance of underlying funds based on the strategy plans is as follows NISTP: 100% NRFSF, NISMP:70% NRFSF and NISIF 30%, NIMSP:50% NRFSF and 50% NISIF, NISIP: 100% NISIF. NRFSF: NBP RIBA FREE SAVINGS FUND. Fund Rating: A+ (f) by PACRA. Fund Category: Open-end – Shari’ah Compliant Income. Risk profile/ Risk of principal erosion: Moderate/Principal at Moderate Risk. NISIF: NBP ISLAMIC SARMAYA IZAFA FUND. Fund Category: Open-end – Shari’ah Compliant Asset Allocation. Risk profile/ Risk of principal erosion: High/Principal at High Risk.; Note: Performance of underlying fund ending December 31, 2021. All investment in mutual funds/plans is subject to market risk. Past performance is not necessarily indicative of future results. Please read the Offering Documents to understand the investment policies and the risks involved. The underlying scheme holds certain non-compliant investments. Before making any investments decision, investors should review the latest monthly Fund Manager Report and Financial Statements. NBP Funds will play a facilitating role by assisting the covered or the nominee in claim processing. However, the investor will be responsible to directly settle the claims/liabilities, if any, under this arrangement with the takaful company without any obligation on the part of the Management Company, Trustee and Funds/Plans.