Toll Free: 0800-20002

NBP Islamic Sarmaya Izafa Fund

"Sarmayakari karain aitemaad kay sath
Investment of Rs. 10 Lacs grew to Rs. 23.7 Lacs in only 8 Years*"

NBP Islamic Sarmaya Izafa Fund

"Sarmayakari karain aitemaad kay sath
Investment of Rs. 10 Lacs grew to Rs. 23.7 Lacs in only 8 Years*"

Investment Objective

NBP Islamic Sarmaya Izafa Fund (NISIF) aims to generate capital appreciation by investing in Shariah Compliant equity and equity-related securities and income by investing in Shariah Compliant bank deposits, debt & money market securities.

About the Fund

Not sure where to invest in the stock market? Want to ensure your returns are Shariah compliant? Let our experienced Fund Managers and Shariah Supervisory Board handle it. NBP Islamic Sarmaya Izafa Fund is an open-end Shariah Compliant Asset Allocation Fund which dynamically invests in both low risk fixed income securities and high risk stocks.

The fund has a moderate risk profile offering upside potential of the Stock Market while minimizing the downside risk, in a Shariah Compliant manner – making it an all-round investment solution for your Medium to Long term savings.

Benefits At a Glance

  • Moderate risk investment solution with dynamic allocation to help grow your medium to long-term savings
  • Under the supervision of Shariah Supervisory board including Dr. Imran Ashraf Usmani, Mufti Muhammad Naveed Alam & Mufti Ehsan Waquar.
  • Professional management of your savings by expert Fund Managers with a proven track record
  • Large investment pool of fund offers the benefit of diversification.
  • You can withdraw your savings at any time without penalty or reduction in profit
  • Optional Life and Accidental Takaful Coverage of up to Rs. 50 lacs (Terms & Conditions Apply).
  • Avail up to 20% tax savings on your investment subject to conditions as per section 62 of Income Tax Ordinance 2001

Choose this fund if you want to

  • Grow your medium to long term saving in moderate risk solution
  • Let professional fund managers take care of your investment in the stock market
  • Don’t want to worry about timing your investments in the stock market
Fund Facts
Launch date October 26, 2007
Fund Size Rs. 5,611 million as at 30th June 2021
Category Open End – Shariah Compliant Asset Allocation Fund
Dealing Time Click here to view
Risk Profile/Risk Erosion High/Principal at High risk
Management Fees 1.5% per annum
Benchmark Daily weighted return of KMI-30 Index & 6-month average deposit rates of three A-rated Islamic Banks/ Islamic Windows of conventional banks as selected by MUFAF, based on Fund’s actual allocation.
Load 3% (Nil if amount greater than Rs. 50 million)
Minimum Investment Growth Units – Rs.10,000/-
Income Units – Rs.100,000/-
Listing Pakistan Stock Exchange
Asset Management Rating AM1 by PACRA (Very High Quality)
Fund Manager Asim Wahab Khan, CFA

* Ending June 30, 2021. Since inception return from 26-Oct-07 till 30-Jun-21 was 12.0% p.a. vs. benchmark return of 9.0% p.a. Last one year return till 30-Jun-21 was 21.3% p.a vs benchmark return of 21.7%p.a. Returns for fiscal year 2021, 2020, 2019, 2018 and 2017 were 21.3% , 8.6% , -11.4% , -8.7% , 20.3% respectively vs benchmark returns of 21.7% , 9.2% , -10.5% , -3.6% , 11.9% .; Notes: 1) The calculation of performance does not include cost of front end load. 2) Taxes apply. Further, tax credit also available as per section 62 of the Income Tax Ordinance, 2001; Disclaimer: All investments in mutual funds are subject to market risks.Past performance is not necessarily indicative of future results. Please read the Offering Documents to understand the investment policies and the risk involved. The scheme holds certain non-compliant investments. Before making any investment decision, investors should review the latest monthly Fund Manager Report and Financial statements. The reported return may include provisions and reversal of provisions against some debt securities.

FUND PRICES-NAV (Sep 24, 2021)


Offer Price: 16.9946 / Redemption: 16.4374