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NBP Sarmaya Izafa Fund

(Formerly NAFA Asset Allocation Fund) "Sarmayakari karain aitemaad kay sath Investment of Rs. 10 Lacs grew to Rs. 23.4 Lacs in only 8 Years*"

Investment Objective

NBP Sarmaya Izafa Fund – NSIF aims to generate income by investing in debt and money market securities and to generate capital appreciation by investing in equity and equity-related securities.

About the Fund

Not sure where to invest in the stock market? Let our experienced Fund Managers handle it. NBP Sarmaya Izafa Fund is an open-end asset allocation fund which dynamically invests in both low risk fixed income securities and high return stocks.

When the stock market is on the rise, our Fund Managers put a greater proportion of your investment in high potential stocks for capital appreciation. On the other hand, they shift your investments to low risk fixed income securities when the stock market is expected to decline. Hence, the fund has a moderate risk profile offering upside potential of the Stock Market while minimizing the downside risk – making it an all-round investment solution for your medium to long-term savings.

Benefits at a Glance

  • Perfect moderate risk investment solution to help grow your medium to long-term savings
  • Dynamic allocations making it an all-round investment solution
  • Professional management of your savings by expert Fund Managers with a proven track record
  • Large investment pool of the fund offers the benefit of diversification.
  • No- Lock in period – withdraw your investment at any time without penalty
  • Optional Life and Accidental Insurance Coverage of up to Rs. 50 lacs (Terms & Conditions Apply).
  • Avail up to 20% tax savings on your investment subject to conditions as per section 62 of Income Tax Ordinance 2001

Choose this fund if you want to

  • Invest your savings for medium to long term in moderate risk investment solution
  • Let professional fund managers take care of your investment in the stock market
  • Don’t want to worry about timing your investments in the stock market
Fund Facts
Launch date August 20, 2010
Fund Size Rs. 1,263 million as at 30th April 2020
Category Open End – Asset Allocation Fund
Dealing Time (Mon-Thurs) 9:00AM to 4:30PM
(Friday) 9:00AM to 5:00PM
Risk Profile Moderate
Management fees 1.5% per annum
Benchmark Daily weighted return of KSE-30 Total Return Index & 6-month KIBOR based on Fund’s actual allocation.
Load Front End Load (Individual): 3%
On investment above Rs. 101 million: Nil
Front End Load (Other): 3%
On investment above Rs. 50 million: Nil
Back End Load: Nil
Minimum Investment Growth units – Rs.10,000/-
Income units – Rs.100,000/-
Listing Pakistan Stock Exchange
Asset Manager Rating AM1 by PARCA (Very High Quality)
Fund Manager Taha Khan Javed, CFA

* Ending April 30, 2020. Since inception return from 20-Aug-10 till 30-Apr-20 was 13.0% p.a. vs. benchmark return of 8.7% p.a. Last one year return till 30-Apr-20 was 3.5% p.a vs benchmark return of 7.1%p.a. Returns for fiscal year 2019, 2018, 2017, 2016 and 2015 were -8.7% , -6.8% , 29.9% , 7.6% , 24.6% respectively vs benchmark returns of -3.9% , -2.8% , 14.2% , 6.2% , 9.6% .; Notes: 1) The calculation of performance does not include cost of front end load. 2) Taxes apply. Further, tax credit also available as per section 62 of the Income Tax Ordinance, 2001; Disclaimer: All investments in mutual funds are subject to market risks. Past performance is not necessarily indicative of future results. Please read the Offering Documents to understand the investment policies and the risks involved

FUND PRICES-NAV (Jul 10, 2020)


Offer Price: 15.595 / Redemption: 15.0837