Do you desire to achieve the best of everything for your family & for yourself? No goal is unachievable if planned right, whether it is saving for a dream house, new car, family vacation or anything else. Based on your income and expenses, financial planning allows you to save regularly and invest your savings smartly to earn attractive returns so your wealth grows with time to meet your goals.
Don’t know where to start? “Wealth Plan” is your perfect solution which helps you to save regularly and invest smartly. You can turn your dreams into reality by investing your savings in our plans to grow your wealth.
| Value of your Savings Over Time (At 10% Profit P.A.) | |||
|---|---|---|---|
| Monthly Savings | After 10 Years | After 15 Years | After 20 Years |
| Rs. 25 Hazar | Rs. 50 Lac | Rs. 1 Crore | Rs. 1.8 Crore |
| Rs. 50 Hazar | Rs. 1 Crore | Rs. 2 Crore | Rs. 3.6 Crore |
| Rs. 1 Lac | Rs. 2 Crore | Rs. 4 Crore | Rs. 7.2 Crore |
| Key Facts | |
|---|---|
| Nature of Plan | Open-end Shariah Compliant Savings Plan |
| Initial Investment | Rs. 100,000 |
| Regular Investment | Minimum of Rs. 1,000 |
| Investment Frequency | Monthly, Quarterly, Bi-annual or Annual |
| Front End Load | 3% |
| Plan Tenure Options | Based on your needs |
| Early Withdrawal | Any time without any penalty |
| Built-in Takaful Feature (Terms & Conditions apply) | |
|---|---|
| Takaful Coverage | Life and accidental death coverage |
| Sum Covered | Net investment value or a maximum of Rs. 5 million |
| Applicable Premium Rates & Coverage | 0.015% per month. |
| Eligibility for Takaful | Min age of 18 years or max age of 65 years |
| Minimum Investment Value for Eligibility | Rs. 80,000 |
| Takaful Operator | Jubilee Family Takaful |
| INVESTMENT STRATEGIES | ||||
|---|---|---|---|---|
| Saving Plans | Stock Market Exposure | Risk Profile | Last 11 Year Performance of underlying funds* | |
| Value of Initial Investment of Rs. 10 Lacs** | Value of Initial Investment of Rs. 10 Lacs & monthly Investment of Rs. 50,000*** | |||
| NBP Islamic Surmaya Tahaffuz Plan (NISTP) Formerly; NAFA Islamic Surmaya Tahaffuz Plan | 0% | Moderate | 24.0 Lacs | 1.34 Crore |
| NBP Islamic Surmaya Munafa Plan (NISMP) | Up to 27% | Medium | 26.3 Lacs | 1.32 Crore |
| NBP Islamic Mutawazan Surmaya Plan (NIMSP) Formerly; NAFA Islamic Mutawazan Surmaya Plan | Up to 45% | Medium | 27.5 Lacs | 1.30 Crore |
| NBP Islamic Surmaya Izafa Plan (NISIP) Formerly; NAFA Islamic Surmaya Izafa Plan | Up to 90% | High | 29.3 Lacs | 1.23 Crore |
|
**Benchmark performance of Rs. 10 Lacs invested for 11 Years: NISTP 16.9 Lacs, NISMP 18.7 Lacs, NIMSP 19.8 Lacs, NISIP 22.4 Lacs. |
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Risk profile/ Risk of principal erosion: (NISTP) Moderate/Principal at Moderate Risk. (NISMP) and (NIMSP) Medium/Principal at Medium Risk. (NISIP) High/Principal at High Risk; *Performance of underlying funds based on the strategy plans is as follows NISTP: 100% NRFSF, NISMP:70% NRFSF and NISIF 30%, NIMSP:50% NRFSF and 50% NISIF, NISIP: 100% NISIF. NRFSF: NBP RIBA FREE SAVINGS FUND. Fund Rating: A+ (f) by PACRA. Fund Category: Open-end – Shari’ah Compliant Income. Risk profile/ Risk of principal erosion: Moderate/Principal at Moderate Risk. NISIF: NBP ISLAMIC SARMAYA IZAFA FUND. Fund Category: Open-end – Shari’ah Compliant Asset Allocation. Risk profile/ Risk of principal erosion: High/Principal at High Risk.; Note: * Performance of underlying fund ending August 31, 2023. All investment in mutual funds/plans is subject to market risk. Past performance is not necessarily indicative of future results. Please read the Offering Documents to understand the investment policies and the risks involved. The underlying scheme holds certain non-compliant investments. Before making any investments decision, investors should review the latest monthly Fund Manager Report and Financial Statements. NBP Funds will play a facilitating role by assisting the covered or the nominee in claim processing. However, the investor will be responsible to directly settle the claims/liabilities, if any, under this arrangement with the takaful company without any obligation on the part of the Management Company, Trustee and Funds/Plans.