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Wealth Plan

Rs. 50,000 invested per month in NAFA Islamic Surmaya Izafa Plan grew to around 1.0 Crore in 10 years***

Wealth Plan

Rs. 50,000 invested per month in NAFA Islamic Surmaya Izafa Plan grew to around 1.0 Crore in 10 years***

Wealth Plan

Do you desire to achieve the best of everything for your family & for yourself? No goal is unachievable if planned right, whether it is saving for a dream house, new car, family vacation or anything else. Based on your income and expenses, financial planning allows you to save regularly and invest your savings smartly to earn attractive returns so your wealth grows with time to meet your goals.

Don’t know where to start? “Wealth Plan” is your perfect solution which helps you to save regularly and invest smartly. You can turn your dreams into reality by investing your savings in our plans to grow your wealth.

Why choose Wealth Plan?

  • Helps plan your financial commitments the way you want with easy saving options
  • Allows you to save from your income regularly
  • Grows your savings by investing them smartly as per your chosen strategy
  • Ensures financial security of your loved ones in unforeseen circumstances through built in life and accidental Takaful Coverage of up tp Rs. 50 Lacs (Terms & Conditions Apply)
  • Withdraw your investment at any time without penalty
  • Under the supervision of Shariah Supervisory Board including Dr. Imran Ashraf Usmani, Mufti Muhammad Naveed Alam & Mufti Ehsan Waquar

Kiya Ap Nay Socha Hay?

Today is perfect, but what about tomorrow?

Value of your Savings Over Time (At 10% Profit P.A.)
Monthly Savings After 10 Years After 15 Years After 20 Years
Rs. 25 Hazar Rs. 50 Lac Rs. 1 Crore Rs. 1.8 Crore
Rs. 50 Hazar Rs. 1 Crore Rs. 2 Crore Rs. 3.6 Crore
Rs. 1 Lac Rs. 2 Crore Rs. 4 Crore Rs. 7.2 Crore

Saving is just not enough!

Investing in the right place allows your savings to grow to combat increasing costs & meet your goals

Key Facts
Nature of Plan Open-end Shariah Compliant Savings Plan
Initial Investment Rs. 100,000
Regular Investment Minimum of Rs. 5,000
Investment Frequency Monthly, Quarterly, Bi-annual or Annual
Front End Load 3%
Plan Tenure Options Based on your needs
Early Withdrawal Any time without any penalty
Built-in Takaful Feature (Terms & Conditions apply)
Takaful Coverage Life and accidental death coverage
Sum Covered Net investment value or a maximum of Rs. 5 million
Applicable Premium Rates & Coverage 0.015% per month.
Eligibility for Takaful Min age of 18 years or max age of 65 years
Minimum Investment Value for Eligibility Rs. 80,000
Takaful Operator Jubilee Family Takaful
INVESTMENT STRATEGIES
Saving Plans Stock Market Exposure Risk Profile Last 10 Year Performance of underlying funds*
Value of Initial Investment of Rs. 10 Lacs** Value of Initial Investment of Rs. 10 Lacs & monthly Investment of Rs. 50,000***
NBP Islamic Surmaya Tahaffuz Plan (NISTP) Formerly; NAFA Islamic Surmaya Tahaffuz Plan 0% Moderate 20.9 Lacs 1.09 Crore
NBP Islamic Surmaya Munafa Plan (NISMP) Up to 27% Medium 25.1 Lacs 1.17 Crore
NBP Islamic Mutawazan Surmaya Plan (NIMSP) Formerly; NAFA Islamic Mutawazan Surmaya Plan Up to 45% Medium 28.1 Lacs 1.22 Crore
NBP Islamic Surmaya Izafa Plan (NISIP) Formerly; NAFA Islamic Surmaya Izafa Plan Up to 90% High 36.0 Lacs 1.36 Crore

**Benchmark performance of Rs. 10 Lacs invested for 10 Years: NISTP 16.5 Lacs, NISMP 18.8 Lacs, NIMSP 20.5 Lacs, NISIP 24.8 Lacs.
***Benchmark performance of Rs. 10 Lacs invested & Rs. 50,000 invested per month for 10 Years: NISTP 92 Lacs, NISMP 97 Lacs, NIMSP 1.01 Crore, NISIP 1.10 Crore.

Risk profile/ Risk of principal erosion: (NISTP) Moderate/Principal at Moderate Risk. (NISMP) and (NIMSP) Medium/Principal at Medium Risk. (NISIP) High/Principal at High Risk; *Perfromance of underlying funds based on the strategy plans is as follows NISTP: 100% NRFSF, NISMP:70% NRFSF and NISIF 30%, NIMSP:50% NRFSF and 50% NISIF, NISIP: 100% NISIF. NRFSF: NBP RIBA FREE SAVINGS FUND. Fund Rating: A+ (f) by PACRA. Fund Category: Open-end – Shari’ah Compliant Income. Risk profile/ Risk of principal erosion: Moderate/Principal at Moderate Risk. NISIF: NBP ISLAMIC SARMAYA IZAFA FUND. Fund Category: Open-end – Shari’ah Compliant Asset Allocation. Risk profile/ Risk of principal erosion: High/Principal at High Risk.; Note: Performance shown is of the underlying funds as on September 30, 2021, based on dividend reinvestment gross of withholding Taxes, excluding cost of front end load. The performance reported is net of Management Fee and all other expenses. Taxes apply as per current income tax law; Disclaimer: All investments in mutual funds are subject to market risks. Past performance is not necessarily indicative of future results. Please read the Offering Documents to understand investment policies and the risks involved. The underlying scheme holds certain non-compliant investments. Before making any investment decision, investors should review the latest monthly Fund Manager Report and Financial Statements. The reported returns may include provisioning and reversal of provisioning against some debt securities. NBP Funds will play a facilitating role by assisting the insured or the nominee in claim processing. NBP Funds or any of its sales representative cannot guarantee preservation / protection of capital and / or expected returns / profit on investments.