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Note: This calculator is for informational purposes only and should not be construed as an offer or solicitation to buy or sell investment products. The information presented is in summary form and does not substitute for professional advice. The information does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. Growth rates are assumed to be consistent throughout the time periods for simplicity and illustration purposes, while this may not be the case in reality where returns are market-driven. The examples do not purport to represent the performance of any security or investments.