To provide investors a potentially high return through dynamic asset allocation between Shariah compliant listed equities, and Shariah compliant money market investment avenues, while providing principal preservation.
| Key Attributes | |
|---|---|
| Launch Date | January 26, 2026 |
| Pre-IOP Date | January 19, 2026 – January 23, 2026 |
| IOP Date | January 26, 2026 |
| Subscription Period including IOP | Jan 26, 2026- Jan 30, 2026 (5 Days) |
| Subscription Period After IOP | 4 Days |
| Type | Open End |
| Category | Shariah Compliant Capital Protected Scheme |
| Risk Profile | Medium |
| Duration – Fixed Maturity | Up to 29 Months |
| Minimum Investment Amount | PKR 100,000/- |
| Minimum Redemption Amount | Lower of PKR 100,000 or full investment balance |
| Subscription / Redemption Days & Timings | Monday to Friday 9:00am to 5:30 pm |
| Performance Benchmark | Combination of performance benchmarks for Shariah Compliant Equity Index and PKISRV rates, for the period corresponding to the maturity of Plan, on the basis of actual proportion held by the Plan. |
| Management Fee | Weighted Average approach based on respective allocation of Net Assets of Investment Plans |
| Pricing Mechanism | Forward Pricing |
| Front End Load | Direct Investment through AMC / Third Party and Digital Platform of AMC: Up to 3% |
| Back End Load | Nil |
| Leverage | Nil |
| Lock-in Period | Yes |
| Contingent Load | Contingent load shall commensurate with net loss incurred due to early redemption as determined by the Management Company |
| Regulator | Securities & Exchange Commission of Pakistan |
| Listing | Pakistan Stock Exchange |
| Types / Classes of Units | 1. Class “A” (Pre-IOP Units) shall be issued to the Pre-IOP Investors. 2. Class “B” Units shall be issued to investors during the Initial Period. |
| Asset Management Rating | AM1 by PACRA (Very High Quality) |
| Total Expense Ratio | Investors are advised to consult the Fund Manager Report (FMR) of the respective Investment Plans for the latest information pertaining to the updated TER. |
| Applicable Taxes | Disclaimer- Income earned in the form of dividend or capital gain shall be charged at a rate as specified in Income Tax Ordinance, 2001. |
All our operations have been approved by our Shari’ah Advisor Mufti Ehsan Waquar Ahmad whose registration reference number is SECP/IFD/SA/004. Category: Open end Shariah Compliant Capital Protected Scheme; Risk profile /Risk of Principal Erosion: Medium/Principal at medium risk. The plan is managed under NBP Islamic Principal Protection Fund – I. The amount / investments received during the Pre-IOP period shall remain locked-in till the date of IOP. During the Pre IOP Period, investments will be invested in Islamic Money Market Category fund. Minimum Investment Amount is Rs. 100,000/-. FEL on digital transaction will be charged up to the maximum limit allowed in the Offering Document. Risk Disclaimer: All Investments in mutual fund are subject to market risks. The investors are advised in their own interest to carefully read the contents of the Offering Document, in particular the Investment Policies mentioned in clause 3, authorized investments mentioned in clause 3.6, Risk Factors mentioned in clause 3.10, taxation policies mentioned in clause 8 and warnings in clause 10 before making any investment decision. The use of the name and logo of National Bank of Pakistan does not mean that it is responsible for the liabilities/ obligations of the Company (NBP Fund Management Limited) or any investment scheme managed by it. Returns may include proceeds in the form of gross cash dividend during the Life of Plan and amount paid on redemption of units at maturity. In case of initiation of any legal proceeding or any case is filed against the CIS impacting any investment Plan(s), may also affect the unit holder of other Investment Plan(s) under the same CIS. Principal Protection will be available only till the completion of the maturity period from commencement of life of the plan.