Retirement Calculator

What is your current job status?

Working Retired

Answer the questions below to know the amount you should save each month during your working life to fulfill your expenses during retirement adjusted for inflation

What is your current age?

What is your expected Retirement Age?

Until what age do you expect to live?

Your current monthly expenses are Rs. and you expect these to remain at % over your life relative to current expenses.

What average annual rate of inflation do you expect during your working years?

How much annual profit rate do you expect on your investments during your working years?

How much savings do you currently have?

What average annual rate of inflation do you expect during your retirement years?

How much annual profit rate do you expect on your investments during your retirement years?

Results based on your inputs

Per month savings required to achieve monthly pension income that satisfies inflation adjusted expenses during retired life is Rs.

The final result is based on following results as per your input:
A.	Your years to retirement (working or income generating years) are
B.	Your years in retired life are
C.	Your monthly expenses* at the time of retirement	Rs.
D.	During retirement years, your real annual rate of profit is (adjusted for inflation during retired life)	%
E.	Amount needed at time of retirement* to build required pension in nominal (unadjusted for inflation) terms during retired life is	Rs.
F.	Amount needed at time of retirement* to build required pension in real (adjusted for inflation) terms during retired life is	Rs.
*Assuming present life style adjusted for inflation during working life. The same concept is extended for retirement years (adjusted for inflation).
Disclaimer: This calculator is for informational purposes only and should not be construed as an offer or solicitation to buy or sell investment and savings products. The information presented is in summary form and does not substitute for professional advice. The information does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. Growth rates and inflation are assumed to be consistent throughout the time periods for simplicity and illustration purposes, while this may not be the case in reality as these are market-driven and dependant on numerous factors and change periodically without any certain path.

Invest today for a better tomorrow!

Request a Meeting Invest NOW

Results based on your inputs

Based on your current savings and other inputs, you can expect monthly pension income * in real terms (adjusted for inflation), of Rs. , which is % of your current expenses.

*Assuming present life style adjusted for inflation in the result mentioned in the above box.

The final result is based on following results as per your input:
A.	Your years in retired life are
B.	During retirement years, your real annual rate of profit is (adjusted for inflation)	%
C.	Nominal monthly pension income (unadjusted for inflation)	Rs. /-
D.	Nominal monthly pension income (unadjusted for inflation) as % of your current expenses	%
Disclaimer: This calculator is for informational purposes only and should not be construed as an offer or solicitation to buy or sell investment and savings products. The information presented is in summary form and does not substitute for professional advice. The information does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. Growth rates and inflation are assumed to be consistent throughout the time periods for simplicity and illustration purposes, while this may not be the case in reality as these are market-driven and dependant on numerous factors and change periodically without any certain path.

Invest today for a better tomorrow!

Request a Meeting Invest NOW