*Assuming present life style adjusted for inflation during working life. The same concept is extended for retirement years (adjusted for inflation).

Disclaimer: This calculator is for informational purposes only and should not be construed as an offer or solicitation to buy or sell investment and savings products. The information presented is in summary form and does not substitute for professional advice. The information does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. Growth rates and inflation are assumed to be consistent throughout the time periods for simplicity and illustration purposes, while this may not be the case in reality as these are market-driven and dependant on numerous factors and change periodically without any certain path.